Southwestern National Bank
Southwestern National Bank
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Rates

下列的利率自 1/12/2012 起生效,直到重新通知

 Savings Account   Super NOW Account 
Avg. Balance Tiers Interest Rate  APY  Avg. Balance Tiers Interest Rate APY
$             100   $              999 0.40% 0.40%    $       -    $         999 0.15% 0.15%
1,000 4,999 0.45% 0.45% 1,000            4,999 0.25% 0.25%
5,000 24,999 0.55% 0.55%   5,000          24,999 0.45% 0.45%
Above 25,000 0.645% 0.65%   25,000          49,999 0.54% 0.54%
          Above        50,000 0.63% 0.63%
 Horizon Money Market Account        
Avg. Balance Tiers Interest Rate APY        
 $      1,000  $           9,999 0.40% 0.40%        
Above    $          10,000 0.60% 0.60%        
 HSA Account  HSA Account
Avg. Balance Tiers Interest Rate APY Avg. Balance Tiers Interest Rate APY
 $            -    $               499 0.695% 0.70%  $   5,000  $      14,999 1.14% 1.15%
500                1,999 0.845% 0.85% Above 1.29% 1.30%
2000               4,999 0.995% 1.00%        
 Personal Money Market Account  Commercial Money Market Account
Avg. Balance Tiers Interest Rate  APY  Avg. Balance Tiers Interest Rate  APY 
 $        1,000   $     9,999  0.30% 0.30%  $   1,000  $        9,999 0.40% 0.40%
         10,000              49,999 0.50% 0.50%     10,000          99,999 0.745% 0.75%
        50,000              99,999 0.645% 0.65%   100,000        249,999 0.855% 0.86%
       100,000            249,999 0.755% 0.76%   250,000        499,999 0.935% 0.94%
      250,000            499,999 0.845% 0.85%   500,000        999,999 1.005% 1.01%
Above             500,000 0.925% 0.93% Above      1,000,000 1.055% 1.06%
CDs  JUMBO CD's
(Below $99,000) (Above $99,000)
Term Interest Rate  APY  Term Interest Rate  APY 
3-month 0.25% 0.25% 3-month  0.30% 0.30%
6-month 0.45% 0.45% 6-month 0.55% 0.55%
9-month 0.65% 0.65%   9-month 0.695% 0.70%
12-month 0.795% 0.80%   12-month 0.845% 0.85%
18-month 0.895% 0.90%   18-month 0.945% 0.95%
2-year 0.995% 1.00% 2-year 1.045% 1.05%
3-year 1.14% 1.15% 3-year 1.19% 1.20%
4-year 1.24% 1.25% 4-year 1.29% 1.30%
5-year 1.385% 1.39% 5-year 1.435% 1.44%
               
IRA   JUMBO IRA  
Term Interest Rate  APY  Term Interest Rate  APY 
12-month 0.995% 1.00%   12-month 1.10% 1.11%
18-month 1.045% 1.05%   18-month 1.15% 1.16%
2-year 1.14% 1.15%   2-year 1.20% 1.21%

儲蓄帳戶最低開戶金額為$100.
  
醫療保險存款帳戶、優惠利率帳戶以及貨幣市場帳戶最低開戶金額為$100. Horizon貨幣市場帳戶最低開戶金額$1,000.

定期存款帳戶以及退休帳戶最低開戶金額為$1,000
高額定期存款帳戶最低開戶金額為$99,000
定期存款帳戶以及退休帳戶利息採複利制,並在到期時一並支付,如提前解約將收取違約金

年利率(APY)是依據目前公佈的利率計算. 更改利率將不再另行通知

開戶後 手續費可能減少利息收入,利率也可能改變

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