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FACTS |
WHAT
DOES SOUTHWESTERN NATIONAL
BANK DO
WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial
companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all
sharing. Federal law also requires us to tell you how we
collect,
share, and protect your personal information. Please read this
notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can
include:
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Social Security number
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Account balance and Payment history
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Credit history and Credit Score
When you are no longer our customer, we continue to share your
information as described in this notice. |
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How? |
All financial companies need to share customers’ personal information
to run their everyday business. In the section below, we list
the reasons financial companies can share their customers’
personal information; the reasons Southwestern National Bank
chooses to share; and whether you can limit this sharing. |
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Reasons we can
share your personal information |
Does
Southwestern National Bank share? |
Can you limit
this sharing? |
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For our everyday business purposes— |
YES |
NO |
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For our marketing purposes— |
YES |
NO |
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For joint marketing with other financial companies |
NO |
We don't share |
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For our affiliates’ everyday business purposes— |
NO |
We don't share |
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For our affiliates’ everyday business purposes— |
NO |
We don't share |
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For non-affiliates to market to you |
NO |
We don't share |
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If we change our policy or practice by, for example, adding a
category of information that we will disclose to a third party,
we will notify existing customers and give them an appropriate
time period to opt out of the disclosure. |
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Questions? |
Call
713-771-9700 or go to
www.swnbk.com
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Page 2 |
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Who we are |
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Who is providing
this notice? |
SOUTHWESTERN NATIONAL BANK |
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What we do |
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How does
Southwestern National Bank protect my personal information? |
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings. The Bank will
protect consumer privacy by ensuring that only employees who have a
business reason for knowing information have access to it. For
example, information in loan files can only be accessed by employees
who work in the loan origination or loan operations department. |
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How does
Southwestern National Bank collect my personal information? |
We collect your personal information, for example, when we
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Receive information from you on applications or
other forms.
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Receive information about your transactions with us,
our affiliates, or others.
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Receive information from a consumer reporting agency |
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Why can’t I limit
all sharing? |
Federal law gives you the right to limit only
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sharing for affiliates’ everyday business
purposes—information about your creditworthiness
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affiliates from using your information to market to
you
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sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial
and nonfinancial companies.
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Southwestern National
Bank does not share with
our affiliates |
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Non-affiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
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Southwestern National
Bank does not share with
non-affiliates so they can market to you |
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Joint marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
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Southwestern National
Bank does not jointly
market |
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Other important information |
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__________________ Customer Acknowledgment of Receipt Date Revised May 2011 |
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| © 2007. Southwestern National Bank. All rights reserved. Read our privacy policy. |
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