Southwestern National Bank
Southwestern National Bank
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Rates

Effective 08/20/2010 until further notice.

 Savings Account   Super NOW Account 
Daily Balance Tiers Interest Rate  APY  Daily Balance Tiers Interest Rate APY
$             100   $              999 0.915% 0.92%    $       -    $          999 0.20% 0.20%
1,000 4,999 0.995% 1.00% 1,000           4,999 0.40% 0.40%
5,000 24,999 1.095% 1.10%   5,000         24,999 0.70% 0.70%
Above 25,000 1.30% 1.31%   25,000         49,999 0.845% 0.85%
          Above         50,000 0.995% 1.00%
 Horizon Money Market Account        
Daily Balance Tiers Interest Rate APY        
 $      1,000  $           9,999 0.80% 0.80%        
Above    $           10,000 1.125% 1.13%        
 HSA Account  HSA Account
Daily Balance Tiers Interest Rate APY Daily Balance Tiers Interest Rate APY
 $             -    $                499 0.845% 0.85%  $   5,000  $     14,999 1.29% 1.30%
500                 1,999 0.995% 1.00% Above 1.44% 1.45%
2000                 4,999 1.14% 1.15%        
 Personal Money Market Account  Commercial Money Market Account
Daily Balance Tiers Interest Rate  APY  Daily Balance Tiers Interest Rate  APY 
 $       1,000   $     9,999  0.35% 0.35%  $   1,000  $       9,999 0.45% 0.45%
         10,000              49,999 0.875% 0.88%     10,000         99,999 1.22% 1.23%
         50,000              99,999 1.095% 1.10%   100,000       249,999 1.38% 1.39%
       100,000            249,999 1.19% 1.20%   250,000       499,999 1.50% 1.51%
       250,000            499,999 1.29% 1.30%   500,000       999,999 1.59% 1.60%
Above              500,000 1.45% 1.46% Above    1,000,000 1.70% 1.71%
CDs  JUMBO CD's  IRA
  (Below $99,000) (Above $99,000)  
Term Interest Rate  APY   Interest Rate  APY  Interest Rate  APY 
90-day 0.50% 0.50% 0.60% 0.60% NA NA
6-month 0.75% 0.75% 0.80% 0.80% NA NA
9-month 0.945% 0.95%   0.995% 1.00% NA NA
12-month 1.095% 1.10% 1.19% 1.20% 1.39% 1.40%
18-month 1.19% 1.20%   1.29% 1.30% 1.44% 1.45%
2-year 1.29% 1.30% 1.39% 1.40% 1.54% 1.55%
3-year 1.39% 1.40% 1.49% 1.50% NA NA
4-year 1.64% 1.65% 1.735% 1.75% NA NA
5-year 1.88% 1.90% 1.93% 1.95% NA NA
               

Minimum balance to open Savings Account is $100.

Minimum balance to open Health Savings, Super NOW and Money Market Accounts is $100. Minimum balance to open Horizon Money Market Accounts is $1,000.

Minimum deposit to open CD and IRA Account is $500

Minimum deposit to open JUMBO CD Account is $99,000

Interest is compounded monthly on all CDs and IRAs and paid at maturity on all CDs and IRAs. Penalty may be imposed for early withdrawal.

Annual Percentage Yield (APY) is accurate as of published date. Rates are subject to change without notice.

Fees may reduce earnings on account. Rates may change after account is opened

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